Hardship letters

Writing your hardship letter can be a very daunting task. This can be very overwhelming for you to sit down and actually write down from the beginning where things went wrong in your life and home. Whether it’s because of underemployment, reduction of pay or hours, unemployment, decline in business, divorce, high medical or health care costs, increased utilities or property taxes, even death – the list could go on an on. It’s important though that you summarize your circumstances the best you can. When a negotiator is looking at your entire short sale package, they do not have a lot of time to read pages upon pages of your hardship. If you could highlight the most important details of your situation into one page, that would be the most effective way to get your point across. Don’t be so general though that a request is made for a more transparent reason for your hardship. It’s best to be very precise and exact, without being very wordy.